We Are Ready To Fight For You
Turn Insurance Denials Into Dollars!
Paying claims costs insurance companies money – But that doesn’t mean you have to settle for a denied, delayed or underpaid claim. Now is the time to get what you paid for in your insurance premiums, and Palker Law is here to help.
As the winner of the largest residential property damage settlement in Texas, we know how to fight for you – and win – against even the biggest insurance companies out there. And we don’t just settle for the bare minimum. We fight to get you the maximum amount allowed by law, which can be tens of thousands of dollars more than what your insurance company is offering you.
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The Far-Reaching Risks of Burst Pipes
A single leaky pipe can’t cause that much damage, can it? Actually, yes, a burst or leaking pipe can cause tens of thousands
of dollars in damage by destroying not only the pipe but parts of your home as well. Here are some of the most common
ways the water from a burst pipe can wreak havoc.
Damaged Walls
The drywall and everything inside it is prone to damage if a pipe bursts. If the pipe leaks in an exterior wall, the water can ruin the insulation. Drywall and electrical wires are also prone to wreckage from the burst pipe’s onslaught of water. Even the wood structure underneath can be damaged if it gets wet enough for long enough.
Damaged Floors
While walls are often the first casualty of a burst pipe, floors are not immune either. Even linoleum or tile flooring can sustain harm in a flood of water, and cement can crack. You may need to replace your flooring if your leak is bad enough.
Mold and Mildew
If the water from the burst pipe remains long enough, the damp area could grow mold and mildew. Even a small leak can generate large amounts of mold and mildew if it is not caught early. These growths can lead to health problems and take over both walls and floors.
Electrical Damage
Electrical wires inside the walls can be damaged by water from a leaking pipe. Water can even cause sparks and create a fire. Other wires in the home, such as those in the kitchen or the bathroom, can suffer a similar fate if impacted by a burst pipe.
Flood Damage
If a burst pipe releases enough water, you may even have a flood on your hands. Not only does your home sustain damage, but your belongings, furniture and clothes can also be ruined.
Understand Your Insurance Rights
Should I expect my insurance to cover a burst pipe?
Do not allow your homeowner’s insurance company to tell you NO to coverage of your burst pipe damage. In most cases, homeowner policies include the water damage caused by a leaky or broken pipe. In addition, you should expect your insurance company to cover the cost of all repairs related to the pipe, including floor, carpet, electrical work, paint and more.
There are some instances where repairs may not be covered (e.g. With a known plumbing issue), and you will typically owe a set deductible that you have to pay before the insurance pays for the rest of the repairs. However, before accepting your insurance company’s claim denial, get the pipe burst experts at Palker Law to review your policy and fight for every dollar to which you are entitled.
Don’t Take NO For An Answer
What If Insurance Denies My Pipe
Burst Claim?
You may have paid into your home insurance policy for years, but some insurance companies still want to deny or underpay
your claim in order to save money. Don’t let them. If your burst pipe claim is denied, call Palker Law Firm. We can help you
review your case for FREE and, if you have a case, fight for you and your rightful compensation. We take on the biggest
companies in the industry – And win. What can we do for you?
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